keith Burt
Broker Associate
Stepping into homeownership can seem like navigating a maze, but with the right guidance, it's entirely possible to secure financing for your dream home.
Starting the journey with a consultation with your bank or a mortgage broker is wise. They can help you understand the amount you might be pre-qualified to borrow. Often, mortgage brokers also provide assistance with optimizing your credit, a process that might require some time to iron out the details.
For those looking for a gentle entry point into the housing market, the Federal Housing Authority (FHA) could be a beacon of hope. Offering loans with as little as a 5% down payment and competitive interest rates, the FHA also extends its benefits to investment properties, including duplexes and buildings with up to four units.
If you're eyeing property within the sunny bounds of St. Petersburg, you're in luck. The city extends a helping hand to prospective homebuyers through financial aid for purchasing new or existing single-family homes, condominiums, townhomes, or cooperative apartments within its municipal limits. For more details on this program, feel free to explore their [Purchase Assistance Program] (https://www.stpete.org/residents/grants___loans/purchase_assistance_program.php).
Remember, the path to homeownership is a journey, and with the right resources, your dream home is within reach
Ready to take the first step towards your dream home? Don't navigate this journey alone. Contact Keith Burt today for personalized guidance and expert advice on securing your first home. Your dream home awaits, let's make it a reality together.